Look no further for oceans, community, a quiet and scenic home base and an easy way of life. Satisfy your desire for sun, sand and surf at these top affordable beach destinations in Florida. Located in northern Florida, agriculture, timber, and technology have been keeping the economy in this little Suwannee County city moving in right direction. Where Alligator HWY 90 meets Alligator HWY 129 is our second most affordable city in Florida for 2020, Live Oak. Many smaller cities and towns are set directly on the water in Florida. The waterfront condos are an affordable way for anyone to live on the Intracoastal Waterway. The cost of living is average, but the cost of housing is good for Florida. Below is a list of modest seaside towns that deserve your consideration. It's only six miles from Daytona Beach, but has a much lower crime rate and some small-town charm. There are a lot of smaller seaside towns in The Sunshine State where you don’t have to deal with expensive accommodations, heavy traffic or throngs of people. May 2, 2014 ... the U.S being around $51,000 as a bench mark there are still beach cities in Florida that are affordable for the average person or family. Palm Coast, located on Florida's upper east coast, is home to one of Florida’s best-kept-secret beaches, so residents don't have to fight tourists for prime beach space. Upgrade 4 gorgeous beach towns where you can retire comfortably on $40,000 a year Published: July 19, 2019 at 8:57 a.m. Palm Coast. Most Affordable Beach Cities to Live in Florida. These cheaper beach alternatives offer fewer crowds and easy access to white-sand beaches, budget-friendly attractions and low-cost outdoor adventures, from seashell collecting and snorkeling to activity-filled state parks. You don't have to go to cities like Miami, Daytona Beach and Tampa to get the most out of Florida. 2. Apalachicola The crime rate isn't as low as some of the smaller towns on this list, but it's still lower than the average, and the violent crimes are 80% lower than the rest of the state. Flanked by two picturesque beach parks and home to the historic Cape Florida Lighthouse, Key Biscayne is an island village with a sophisticated feel. Boynton Beach is in Palm Beach County and offers homes, townhomes, condos, and new waterfront homes. It’s close enough to Miami that you can easily get to and from the 24/7 action of the city, but just far enough out into the ocean that you immediately get that sense of “ahhhhh” when you drive over the Rickenbacker Causeway. ET